Harm to NDIS participant due to funding reductions (Participant experience)

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Submission 2816

PWDA Template: Submission to the

National Disability Insurance

Scheme Amendment (Securing the

NDIS for Future Generations) Bill

2026

Attention: Committee Secretary, Senate Standing Committee on Community Affairs

Submitted by email: community.affairs.sen@aph.gov.au

Date: 1/6/2026

I welcome the opportunity to make a submission to the Senate Standing Committee

on Community Affairs about the National Disability Insurance Scheme Amendment

(Securing the NDIS for Future Generations) Bill 2026.

I am an NDIS participant

I want to outline the harm this Amendment Bill will cause if it passes Parliament. This

Bill is too far-reaching to pass as it stands. I believe the Bill requires further scrutiny

and amendment before it proceeds.

Parliamentary Scrutiny and Transparency

The consultation period for the Amendment Bill is two weeks, which is insufficient to

allow for appropriate consultation, considering accessibility and communication

needs. The Australian Government Guide to Policy Impact Analysis says

consultation should occur for a minimum of 30 days where possible.

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Submission 2816

The short timeline impacts me by preventing a fuller response and more informed

understanding of this bill.

Recommendation: Amend the consultation period for a best practice minimum of 30

days.

Key decisions left to ministerial instruments, not law

The issue: The Bill allows Ministers to change who gets NDIS support (Schedule 1

Parts 8 and 9) and how much funding people receive (Schedule 1 Part 4; Schedule

  1. by signing an instrument, without going back to Parliament. The rules that will determine critical eligibility thresholds (Schedule 1 Parts 1, 8 and 9) have not yet

been written.

How this affects participants: The decisions that shape the lives of participants,

whether they qualify for the NDIS and what supports they can access, could be

changed without parliamentary debate or public scrutiny. Participants may not know

supports or eligibility rules have changed until their plan is affected.

Recommendation: Require that all decisions affecting NDIS eligibility and funding

levels be made through primary legislation subject to full parliamentary scrutiny, with

mandatory advance notice to affected participants before any changes take effect.

Existing participants face narrower criteria and fewer rights to challenge decisions

The issue: The Bill changes the rules for existing NDIS participants and makes it

harder to challenge some decisions about supports and funding. It also restricts

when you can request a reassessment, removes review rights for automatic plan

renewals, and makes funding reductions unreviewable (Schedule 1 Parts 1 and 8).

Combined with restrictions on reassessment requests (Part 2), automatic plan

renewals without review rights (Part 5), and unreviewable funding reductions (Part

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PWDA Template: Submission to the National Disability Insurance Scheme

Submission 2816

4), existing participants face narrower criteria with significantly fewer avenues to

challenge decisions about their supports.

How this affects participants: This does not protect participants already on the

NDIS, who could be reassessed under stricter rules. If someone’s funding is reduced

or their plan renewed automatically, they may have limited or no ability to challenge

that decision. This could make it harder for people to get extra support when their

circumstances or disability change.

Overall the options to review a plan are already limited, and this bill restricts this further and in some cases decisions are not reviewable eg. Proposed automatic plan renewals. Renewed plans should be reviewable.

Recommendation: Require a “no harm” safeguard ensuring no current participant

loses access to supports unless equivalent supports are in place, with independent

review rights before any exit decision and access to unscheduled reassessments

preserved.

Unreviewable ministerial power to cut funding across all support categories

The Minister can reduce funding for any support or group of supports by a specified

percentage through an instrument that cannot be challenged (Schedule 1 Part 4).

This applies across all budget categories. Unspent funds will no longer carry over at

plan renewal (Schedule 1 Part 5).

How this affects participants: A participant’s community participation, capacity

building or assistive technology funding could be cut without warning and without any

right to appeal. Participants who save unspent funds across plan periods for high

cost items will lose that ability entirely.

NDIS has already been notoriously difficult for disabled people to access among

financial concerns of obtaining reports, strict requirements of language used to

convey to ndis employees without a disability background why support is needed

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Submission 2816

(including reports of people with amputations or paralysis being asked if these

conditions will improve.) Cuts will only worsen this situation when money could be

found in the budget elsewhere. I know of a deaf NDIS participant unable to get

support for speech pathology which is resulting in their inability to work as their

speech deteriorates over time, and of cerebral palsy patients whose carers have had

to struggle constantly for support despite clear need. Many NDIS patients are taking

up more resources through the hospital system and preventing others from getting a

bed when needed due to these cuts.

Recommendation: Require that unspent funds carry over at plan renewal for

participants saving for high-cost items and require independent review rights before

any funding reduction takes effect.

Requirement to exhaust treatment options before eligibility

The issue: A person with disability will need to exhaust treatment options before

they can be eligible for the Scheme (Schedule 1 Part 8). There will also be a removal

of whole-of-person assessment, replaced by single eligible impairment consideration

(Schedule 1 Part 3). The note that previously acknowledged environmental factors

and other ineligible impairments could affect support needs will be removed

(Schedule 1 Part 3).

How this affects participants: People with disability will need to prove their

impairment cannot be treated before they access the NDIS. Once in the scheme,

their supports will only be assessed against a single eligible impairment rather than

their whole experience. A person’s individual circumstances will not be considered,

including ability to pay for treatment, where they live or whether treatment is actually

available to them.

Requiring a condition to be fully treated before acceptance to the scheme doesn’t

allow NDIS participants medical autonomy, or allow for financial circumstances.

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Submission 2816

Recommendation: Do not proceed with a requirement to exhaust “appropriate

treatment” options – there are no safeguarding measures around participant harm

due to side effects or complications, a participant’s financial ability to pay, or their

geographic capacity to access treatments.

Unvalidated functional capacity assessment tool risks misidentifying need

The issue: The Bill shifts assessment from whole-of-person consideration to a single

eligible impairment (Schedule 1 Part 3). Read together with the eligibility thresholds

in Parts 8 and 9, the tool used to conduct functional capacity assessments must be

capable of sufficiently identifying whether a person meets the threshold for that

single impairment.

The named assessment tool is the Instrument for Classification and Assessment of

Support Needs (I-CAN). I-CAN requires validation to ensure it will sufficiently identify

the needs of all people with disability, including those whose needs may be

fluctuating or episodic and may not be captured through a point-in-time assessment,

and to ensure it is culturally appropriate for First Peoples with disability.

How this affects participants: If the assessment tool does not accurately capture

the full extent of a person’s disability, including needs that fluctuate or vary over time,

a participant may be found ineligible or have their supports undercounted, with no

guarantee the result reflects their actual experience.

Having a standardised assessment for functional capacity will exclude people with lesser understood conditions that require specialist assessment. (Multiple Sclerosis was unrecognised for years prior to the invention of the MRI, and similar delays in research has resulted in similar situations among many other predominantly female conditions which have been historically under researched.) Particularly invisible conditions and fluctuating capacity conditions may be affected without appropriately specialised reports.

Recommendation: Do not proceed with I-CAN as the functional capacity

assessment tool unless it has been demonstrably validated to identify the needs of

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PWDA Template: Submission to the National Disability Insurance Scheme

Submission 2816

all people with disability, including those with episodic or fluctuating disability, and

demonstrated to be culturally appropriate for First Peoples with disability.

Supports cut before replacement system is ready

The issue: From 1 October 2026, the government has announced funding for social,

civic and community participation supports will be cut by 50 per cent and capacity

building daily activities by 10 per cent for all participants, reductions that will be

implemented through the ministerial instrument power in Schedule 1 Part 4. The

Foundational Supports system intended to fill that gap has no confirmed

implementation date and is not yet operational.

How this affects participants: Supports that help participants connect with their

community, build skills and maintain independence may be cut before anything

exists to replace them, leaving carers and families with greater responsibilities and

no additional support. These supports are often what help people stay visible,

connected and safe.

Deterioration is common while waiting for supports or to be taken seriously. I

personally have been rejected for community supports through the council such as

cleaning while my condition was mild due to not fitting the typical recipient, and I

subsequently deteriorated to the point of being unable to leave the house due to

worsening of my condition from lack of support. Since being on NDIS I have been

able to have more success stabilising my condition and can now leave the house

more regularly and my mental health is much improved, which previously was

characterised by suicidal tendencies.

Recommendation: Require that no reductions to community participation or

capacity building supports take effect until Foundational Supports are fully

operational, adequately funded and demonstrably able to meet the needs of those

who will lose NDIS supports.

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Submission 2816

Other comments

5.5 million people in Australia have a disability, so NDIS is not fully utilised despite

the need. (https://www.abs.gov.au/media-centre/media-releases/55-million

australians-have-disability) Cutting back on the number of people receiving supports

contravenes human rights obligations, and pushes disabled people further into

poverty and abusive situations.

NDIA frequently ignores the requested mode of contact. If this bill is passed in its current state, being unable to contact a participant, despite ignoring the participant’s deafness and contacting them by phone for example, or contacting them at a time of the day where their functioning is reduced and they are unable to engage with the representative/planner and advocate for their needs will result in people losing their supports. This also fails to allow for medical episodes and places unnecessary strain on already struggling people.

Doing away with ‘reasonable and necessary’ allows arbitrary cuts to plans as an appeal to the need for ‘financial sustainability’ can always be made. These are necessary supports being cut without which deaths will occur. The alternative systems of support that are referred to as a replacement for ndis are insufficient or do not exist.

Undoing the ‘whole of person approach’ means that overall wellbeing will be

impacted as only the main disability is taken into account, where many have

numerous impairments.

Instead of focusing on cost cutting at the detriment to disabled people, the focus

should be on businesses profiting from the scheme and the costs of essential items

that disabled people need to live. Financial sustainability could be addressed in this

way as well as focusing on bad actors rorting money instead of those who rely on

these supports to survive.

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All of this will result in potentially higher costs to the medical system overall as patients languish in hospitals being unable to function at home, deaths due to lack of specialised care as carers struggle to perform 24 hour care, and deaths due to mental health deterioration from lack of ability to lead a meaningful life. Further stresses will be added to ndis participants making them afraid to use their supports and therefore deteriorate, particularly the possibility of being ‘audited’.

This all demonstrates a degree of cost cutting that impacts participants to the point

of deterioration to their health, and inability to leave their homes to socialise, or live

independently.

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PWDA Template: Submission to the National Disability Insurance Scheme