Submission 660
SubmissionregardingpracticalimpactsoftheNationalDisability InsuranceSchemeAmendment(SecuringtheNDISforFuture Generations)Bill2026onaregionalalliedhealthpractice
SenateInquirySubmission
Submittedby:ActiveHealthRiverina Services:Physiotherapy,PaediatricPhysiotherapy,ExercisePhysiology,Podiatry,Therapy Assistants,GroupClasses Locations:LewishamAvenueWaggaWagga,DobneyAvenueWaggaWagga,Coolamon
NSW
Clientgroup:Mixedpaediatricandadult NDISstatus:Unregisteredprovider Inoperation:Over25yearsservingtheRiverinacommunity Date:May2026 Website:www.activehealthriverina.com.au
AboutActiveHealthRiverina ActiveHealthRiverinaisalocallyownedalliedhealthpracticethathasbeenservingthe Riverinacommunityforover25years.Weoperateacrossthreecliniclocations:Lewisham AvenueandDobneyAvenueinWaggaWagga,andathirdclinicinCoolamon,arural communityapproximately45kilometresfromWaggaWagga.Ourmultidisciplinaryteam deliversphysiotherapy,paediatricphysiotherapy,exercisephysiology,podiatry,group classesandtherapyassistantservicestochildrenandadultsacrosstheregion. Approximately20percentofourcurrentcaseloadisNDIS-funded.Weareanunregistered provider.Weworkcloselywithparticipants,families,supportcoordinatorsandplan managerstoensuretherapyisgoal-focusedandalignedwitheachindividual’splan.Our NDISparticipantsincludechildrenwithdevelopmentaldelay,autismand neurodevelopmentalconditions,aswellasadultswithacquiredbraininjuries,progressive neurologicalconditions,chronicconditionsandcomplexdisability. WaggaWaggaisthemajorregionalhubfortheRiverinaandMurrayregions.Manyofour clientstravelsignificantdistancestoaccessservicesthatarenotavailableclosertohome. OurCoolamonclinicwasestablishedspecificallytoreducethetravelburdenonfamiliesin surroundingruralcommunities.Formanyofthesefamilies,wearenotoneofseveral options.Wearetheoption. WearemakingthissubmissionbecausethereformsinthisBill,togetherwithdecisions alreadybeingmadeabouthowThrivingKidswillbedeliveredinNSW,willhaveseriousand compoundingconsequencesforregionalfamilies,childrenandpracticeslikeours.Weare notarguingagainstreform.WeareaskingtheCommitteetolookcarefullyathowthese changeswilllandincommunitieswherethemarginfordisruptionismuchsmallerthanitisin metropolitanareas.
Submission 660
1.Schedule1:CBDABudgetReductions(10%from1October2026)
Concern CapacityBuildingDailyActivities(CBDA)istheprimaryfundinglinethroughwhichourNDIS participantsaccessphysiotherapy,exercisephysiologyandpodiatry.Amandated10per centreductiontothesebudgets,phasingfromOctober2026asplansarereviewed,will directlyreducethenumberoftherapysessionsourclientscanaccess. TheImpactAnalysissupportingtheBillarguesthatthepublishedevidenceforhigh-volume long-termtherapyisthin.Weacknowledgethatevidencestandardsmatter.Butthisframing, appliedbroadly,obscurestheclinicalrealityofwhatwedeliver.Paediatricphysiotherapyfor achildwithcerebralpalsyordevelopmentaldelayisnotoptional.Exercisephysiologyforan adultwithanacquiredbraininjurybuildsthephysicalcapacitythatunderpinseveryother goalintheirplan.Podiatryforaparticipantwithneuropathy,diabetesorsignificantgait impairmentispreventivecarethatreducesfarmorecostlyhealtheventsdownthetrack. Thesearenothighvolumesofdiscretionarytherapy.Theyarethebaselineofwhatthese participantsneedtomaintainfunction,participateintheircommunitiesandavoidmore intensivesupportlater.A10percentreductioninthatcontextdoesnotmeanslightlylessof somethingoptional.Forfamiliesalreadycarefullyrationingtheirplanbudgets,itmeans choosingwhichappointmenttocancel.
Likelyreal-worldimpact • Participantswillhavefewerfundedsessionsavailableandwillfacerealchoices aboutwhichservicestoreduceorstop • ForchildrenreceivingpaediatricphysiotherapythroughNDIS,reducedhoursnarrow thedevelopmentalwindowduringwhichearlyinterventionproducesitsgreatest gains • Adultswithcomplexorprogressiveconditionsmayexperiencefunctionaldecline withoutadequatemaintenancetherapy,increasingdependenceonhigher-cost supportslater • Thiscutfallsontopofthetravelclaimingreductionalreadyineffectsince1July 2025,whichhalvedourbillabletravelrateandhasalreadycompressedtheviability ofoutreachservicestoclientsinCoolamonandsurroundingcommunities • Thecumulativefinancialpressureonboththefundingavailabletoclientsandthe revenueavailabletoprovidersmakesNDISworkprogressivelylessviableforsmall regionalpracticeslikeours
2.Schedule3:DifferentiatedPricingforUnregisteredProviders
Concern Approximately90percentofalliedhealththerapyprovidersnationallyareNDIS unregistered.ActiveHealthRiverinaisamongthem.Wechosethismodelforpractical reasons.Theaudit,complianceandadministrativerequirementsofregistrationare substantialforasmallregionalpracticewithoutdedicatedcomplianceoradministrative support.Ourclinicalstandards,documentationandprofessionalobligationsarenotdifferent becauseweareunregistered.Ouroutcomesarenotdifferent.Ouraccountabilitytoour clientsisnotdifferent. TheBillenablestheMinistertosetseparatepricelimitsforunregisteredprovidersacrossa widerangeofdimensions,includingregistrationstatus,region,deliverymodeandsession type.Theconcernisnotwithdifferentiatedpricingasaconcept.Theconcerniswith applyinganationallyconsistentpolicytostructurallydifferentmarkets.Whatthislookslikein
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Sydney,whereregisteredalternativesexistwithinashortdistanceofalmostevery participant,isnotwhatitlookslikeinWaggaWaggaorCoolamon.
Likelyreal-worldimpact • Ifunregisteredprovidersaresetlowerpricelimits,participantschoosinguswillfacea choicebetweenpayingagapfeeoutofpocket,findingaregisteredalternative,or goingwithout • ThepoolofNDIS-registeredalliedhealthprovidersinWaggaWaggaissmall.In Coolamonandsurroundingruralcommunities,itiseffectivelynon-existent • Practiceslikeoursfaceaforcedchoice:absorbalowerratethatdoesnotcoverthe costofdeliveringtheservice,pursuecostlyandtime-consumingregistration,or reduceNDISintake • IfsmallregionalunregisteredprovidersreduceNDISworkorexitthemarket, participantsdonotmovetoaregisteredalternative.Theyloseaccessentirely • Theimplementationtimelineremainsunclear.Consultationisnotscheduledto concludeuntillate2026,whichmeanswecannotplanstaffing,servicemixor financialviabilitywithanycertainty
3.ThrivingKids:PrivatePracticeExclusionandtheRiskofaRegionalService Gap
Concern ThisistheareaofgreatestconcernforActiveHealthRiverina,andtheonewebelieveis mostpoorlyunderstoodinthecontextofregionalservicedelivery. Asignificantportionofourpaediatriccaseloadconsistsofchildrenwho,underproposed changestakingeffectfromJanuary2028,willbedirectedtotheThrivingKidsprogramrather thantheNDIS.Childrenaged8andunderwithdevelopmentaldelayorautismwithlowto moderatesupportneedswillnolongeraccessindividualisedNDISplans.Theywillinstead besupportedthroughastate-commissionedprogram. InNSW,theThrivingKidsdeliverymodelhasalreadybeenconfirmed.Serviceswillbe deliveredbynon-governmentorganisationscommissionedbytheDepartmentof CommunitiesandJustice(DCJ).PrivateproviderswillonlybeengagedinwhatDCJ describesas“limitedcircumstances”whereNFPservicesarenotavailable.Thisisnota minorprocurementpreference.ItisDCJ’sstructuralpolicy,appliedconsistentlyacrossall humanservicesitfunds,includingchildprotection,homelessnessandout-of-homecare. ThrivingKidsinNSWisfollowingthesameframework. ForActiveHealthRiverina,thismeansthatacohortofchildrenwecurrentlysupportthrough NDIS-fundedpaediatricphysiotherapymaynolongerbeabletoaccessourservicesunder anyfundedpathway.WewillnotautomaticallytransitionintotheThrivingKidsdelivery model.Wewillneedtobespecificallyengaged,eitherasacommissionedproviderorasa subcontractortoacommissionedNFP,andneitherpathwayiscurrentlyconfirmedforprivate practicesinregionalNSW. FollowingadvocacyfrompeakbodiesincludingOccupationalTherapyAustralia,DCJhas sinceindicateditisexploringapanelarrangementforprivatealliedhealthproviders.Further detailispromisedinthesecondhalfof2026.Thisiswelcome,butitdoesnotresolvethe coreproblem:privatepracticesthatcurrentlyholdtheexpertise,theclientrelationshipsand theworkforcecapacitytodeliverpaediatricalliedhealththerapyinregionalNSWarebeing structurallyrepositionedfromprimaryproviderstocontingencyoptions,withoutaclear transitionplanforthefamiliesorthecliniciansinvolved.
Submission 660
WhythisisparticularlyacuteinregionalNSW Inmetropolitanareas,theNFPorganisationslikelytobecommissionedforThrivingKids alreadyhaveestablishedservicefootprints,workforcepipelinesandreferralnetworks.The transition,whiledisruptive,hassomestructuralfoundationtobuildon. InWaggaWaggaandthebroaderRiverina,thepictureisdifferent.TheNFPorganisations operatingherearenotcurrentlydeliveringpaediatricalliedhealththerapyatscale.Todoso underThrivingKids,theywillneedtorecruitqualifiedphysiotherapists,exercise physiologistsandpodiatrists.Thoseclinicianscurrentlyworkinpracticeslikeours.This createsadirectandforeseeableworkforcecompetition:thesamepeoplewhoarecurrently deliveringthetherapycomponentofearlychildhoodinterventioninourregionwillbe targetedforemploymentbycommissionedNFPs,potentiallydestabilisingtheregionalallied healthworkforceatexactlythepointwhendemandisexpectedtoincrease. FamiliescurrentlyonourwaitlistforNDIS-fundedpaediatricphysiotherapyneedtoknow nowwhethertheservicetheyarewaitingforwillstillexistinaformtheycanaccess.We cannotanswerthatquestion.Thegovernmenthasnotprovidedenoughoperationaldetailfor ustodoso.
Likelyreal-worldimpact • ActiveHealthRiverinastandstoloseasignificantportionofourpaediatricreferral basewithoutaconfirmedpathwayintothesystemthatreplacesit • TheThrivingKidsmodelremovesconsumer-directedchoice.Familieswillnotselect theirproviderastheydoundertheNDIS.Therelationshipandtrustbuiltbetweenour therapistsandthechildrenandfamiliesweworkwithdoesnotautomaticallytransfer toacommissionedservicemodel • CommissionedNFPswillneedtorecruitqualifiedalliedhealthclinicianstodeliverthe therapycomponentofThrivingKids.Inaregionallabourmarketthatisalreadythin, thiscreatesdirectcompetitionwithexistingprivatepracticesforthesamesmallpool ofpractitioners • ChildrencurrentlyreceivingNDIS-fundedpaediatrictherapyfaceatransitionperiod duringwhichtheirfundingstreamchanges,theirprovidereligibilityisunclearandthe replacementprogramisnotyetoperational • TheAdvisoryGroup’sfinalreportexplicitlyidentifiedequityofaccessforregional, ruralanddisadvantagedcommunitiesasaguidingprinciple.Thecurrent procurementapproachdoesnotclearlydemonstratehowalliedhealththerapywillbe deliveredinregionalNSWattherequiredscaleandqualityfromOctober2026 • IfprivatepracticesareexcludedfromtheThrivingKidsdeliverymodel,andNDIS accessisrestrictedforthiscohort,thesupplyofpaediatricalliedhealththerapyin regionalNSWdoesnotincrease.Itisredistributedtoasmallernumberof commissionedorganisationsthatdonotyethaveregionalworkforcecapacity • LargeNFPsarewellpositionedtowinregionalcontractsinatenderingprocess. TheyarenotnecessarilywellpositionedtostaffthemincommunitieslikeWagga Wagga,whererecruitingqualifiedalliedhealthcliniciansisalreadyasignificant operationalchallenge
Whatweareasking WearenotarguingthatNFPorganisationsshouldbeexcludedfromThrivingKids.Weare arguingthatinregionalNSW,excludingorlimitingprivatepracticeprovidersfrom participatingasprimaryprovidersislikelytoproduceaservicegapthatcommissionedNFPs cannotfillontherequiredtimeline.Thefamiliesmostatriskofthatgaparethesame familieswhoarealreadyfurthestfromalternativeservices.
Submission 660
4.Section48A:StricterThresholdsforUnscheduledReassessment
Concern TheBilltightensthecircumstancesunderwhichanunscheduledplanreassessmentcanbe triggered,requiringevidenceofasignificantandongoingchangeinsupportneeds.For children,thisthresholddoesnotreflecthowdevelopmentactuallyworks.Children’sneeds changebecauseofgrowth,developmentalprogression,schooltransitions,changingfamily circumstancesandtheshiftingparticipationdemandsofnewenvironments.Thesechanges areoftengradualbutclinicallymeaningful. Foradults,thesameproblemappliesdifferently.Aparticipantrecoveringfromacquiredbrain injurymayreachaplateauandthenmakeunexpectedgains.Apersonwithaprogressive neurologicalconditionmaydeteriorateinawaythatisclinicallysignificantbutgradual. Requiringtheseparticipantstodemonstrateasignificantandongoingchangebefore accessingreassessmentcreatesasystemthatisdesignedaroundadministrative convenienceratherthanclinicalreality.
Likelyreal-worldimpact • Childreninpaediatricphysiotherapymayremainonoutdatedplansthatnolonger reflecttheircurrentdevelopmentalneedsorfunctionalcapacity • Practitionerswillberequiredtodocumentdeteriorationratherthandevelopmental progressorchangingneedtosatisfyareassessmentthreshold • Familieswillbepushedtocrisispointsbeforethesystemisdesignedtorespond • Inregionalareas,wherefamilieshavefewerinformalsupportoptionstobridgegaps, theconsequencesofdelayedreassessmentaremoresevere • Criticaldevelopmentalwindowsmayclosewhilechildrenwaitforplansthat accuratelyreflecttheircurrentneeds
5.Section34Changes:SupportMustAriseDirectlyfromanEligible Impairment
Concern TheBillnarrowsthetestforfundedsupports,requiringamoredirectcausallinkbetweenthe supportandtheeligibleimpairment.Inapracticeworkingwithchildrenandadultsacrossa rangeofconditions,thiscreatesclinicalandadministrativeproblemsthatarenot immediatelyobviousfromreadingthelegislation. Childrenrarelypresentwithasingleisolatedimpairment.Achildwithautismwhoisalso experiencinggaitdifficulties,reducedmuscletone,sensoryprocessingchallengesand difficultieswithschoolparticipationhasinterconnectedneeds.Thetherapywedeliverdoes notmapneatlyontodiscretelegislativecategories.Adultswithacquireddisabilityfrequently havesecondaryhealthconsequencesthatareclearlyrelatedtotheirprimaryconditionbut thatanarrowcausaltestmaynotcapturewithoutcomplexdocumentation.
Likelyreal-worldimpact • Clinicianswillneedtoartificiallyseparateneedsthatarefunctionallyand developmentallyinterconnected • Reportswillrequiremoreextensivejustificationforsupportsthatareclinically straightforward,addingunpaidtimeandadministrativecosttoanalreadystretched regionalpractice • Multidisciplinarycoordinationbecomesharderwheneachservicestreammust independentlysatisfyacausallinktestratherthanrespondingtothewholeperson
Submission 660
• Childrenandadultswithcomplexoroverlappingpresentationsaremostvulnerableto fundinggapscreatedbyanarrowimpairment-linkrequirement
6.WorkforceandRegionalBusinessSustainability
Concern Eachofthechangesdescribedabovehasconsequencesinisolation.Theconcernwewant toputtotheCommitteeiswhathappenswhentheyarrivesimultaneouslyinaregional marketthathassignificantlylesscapacitytoabsorbdisruptionthanametropolitanone. ActiveHealthRiverinahasoperatedinthiscommunityforover25years.Wehavebuiltour team,ourreferralnetworksandourNDIScapabilityoveralongperiod.Recruitingqualified physiotherapists,exercisephysiologistsandpodiatriststoWaggaWaggaisagenuine ongoingchallenge.OurCoolamonclinicwasadeliberateinvestmentinextendingaccessto aruralcommunitythatwouldotherwisehaveverylimitedlocaloptions.Thesearenot decisionsthatcanbequicklyreplacedifconditionsbecomeunsustainable.
Likelyreal-worldimpact • TherapistsfacingdeterioratingNDISfundingconditionshavearationalincentiveto redirecttheircapacitytoprivateandMedicare-fundedcaseloadswhereconditions aremorestable • CommissionedThrivingKidsNFPswillcompeteforthesamesmallregionalallied healthworkforce,creatingadditionalpressureonpracticesalreadyfinding recruitmentdifficult • Increasedcomplianceandreportingrequirementsfalldisproportionatelyonsmall practiceswithoutdedicatedadministrativeorcompliancesupport • Thetravelclaimingreductionalreadyinplacehasreducedthefinancialviabilityof outreachservicestoCoolamonandsurroundingruralcommunities.Furtherfunding pressureacceleratesthecaseforwithdrawingthoseservices • IfasmallregionalpracticereducesNDISintake,reducesruraloutreachorcloses, thecommunityimpactisnotabsorbedbynearbycompetitors.Inmanycasesthere arenone • SchoolsandearlylearningsettingsacrosstheRiverinaarealreadymanaging significantunmetdevelopmentalanddisabilitysupportneedsamongstudents. Reducedcommunityaccesstoalliedhealththerapyincreasespressureonteachers andschoolsupportstaffwhoarenotfunded,trainedorresourcedtofillclinicalroles • Thedownstreamcostsofreducedearlyinterventiondonotdisappearfromthe budget.Theyshifttoeducation,mentalhealth,familysupportandlaterdisability systems,oftenatgreatertotalcost
Conclusion ActiveHealthRiverinahasbeenpartoftheRiverinacommunityforover25years.Wehave watchedtheNDIStransformaccesstotherapyforpeopleinourregionwhopreviouslyhad fewoptions.Wehaveinvestedinbuildingthecapacitytoservethatcommunitywell, includingestablishingaruralclinicinCoolamontoreducethetravelburdenonfamilieswho cannoteasilygettoWaggaWagga. WesupportreformoftheNDIS.Weunderstandthattheschemeneedstobesustainable. Wearenotmakingthissubmissiontoprotectourrevenueattheexpenseofgoodpolicy.We aremakingitbecauseweworkwithrealfamiliesinarealregionalcommunity,andwecan seeclearlyhowthesechangeswilllandforthepeoplewetreateveryday.
Submission 660
The10percentCBDAcut,differentiatedpricingforunregisteredproviders,theThrivingKids NFP-firstprocurementmodel,tighterreassessmentthresholdsandthenarrowingofthe impairment-supportlinkareindividuallysignificant.Together,inaregionalmarketwithlimited providersupply,thinworkforcecapacityandnometropolitansafetynetofalternative services,theircombinedeffectisamaterialrisktothecontinuityofalliedhealththerapy accessforsomeofthemostvulnerablechildrenandadultsinourcommunity. Childrenonlyhaveoneearlychildhood.WeasktheCommitteetoensurethatthe sequencing,designandregionalsafeguardsattachedtothesereformsaresufficientto protectaccessforthefamiliesinWaggaWagga,CoolamonandthewiderRiverinawho dependonserviceslikeours.
PracticalRecommendations • Establishaclearandaccessiblepathwayforprivatealliedhealthprovidersto participateinThrivingKidsasprimaryproviders,notonlyasalastresort, particularlyinregionalandruralareaswhereNFPworkforceandservicecapacityis limited • Publishconfirmedprovidereligibilityarrangements,panelprocessesand pricingforThrivingKidsinNSWbeforeOctober2026sothatfamiliesand providerscanplanforthetransitionwithcertainty • DelaytherestrictionofNDISaccessformild-to-moderatepaediatric presentationsinanyregionuntilThrivingKidsservicesaredemonstrablyavailable atscaleinthatregion,withconfirmedworkforceanddeliveryarrangementsinplace • Applyregionalexemptionsorloadingstodifferentiatedpricingfor unregisteredprovidersinareaswhereregisteredprovidersupplyisinsufficientto meetparticipantdemand,toavoidcreatingaccessgapsinalreadyunderserviced communities • ModifySection48Areassessmentthresholdstorecognisedevelopmental change,childhoodtransitionsandgradualbutclinicallymeaningfulchangeinadult participantsaslegitimategroundsforplanreview,withoutrequiringevidenceof deteriorationorcrisis • AssessthecumulativeimpactofCBDAreductions,travelclaimingchanges anddifferentiatedpricingtogether,onsmallregionalproviderviability,ratherthan treatingeachmeasureasindependent • Requiremonitoringofregionalaccess,workforceretentionandprovider viabilityasimplementationproceeds,withaclearandresponsivemechanismfor adjustingsettingswhereunintendedconsequencesemerge,particularlyinareaswith limitedprovidersupply
ActiveHealthRiverina www.activehealthriverina.com.au May2026